We have chosen to structure our Wealth Management practice as our own business to provide our advice and solutions that we feel are best for each client’s needs. As an independent firm, we are free to assemble the “Players” that we feel best fit our business model and our client’s needs. There are four (4) main components of every Wealth Management business; Adviser, Research, Custody and Compliance.
|The team at Stephen A. Taylor Wealth Management serves as the Adviser. Our knowledge and experience is the critical component to creating, implementing and monitoring your wealth management structure. We monitor and review the laws and regulations that affect our clients’ personal and business lives and coordinate those with each clients unique goals and ambitions. The primary legal responsibilities and duties reside with us as the Adviser and is reflected in all agreements with the Players.|
|The world of investments is vast and ever changing. To do that job well, scale and expertise is vital. We have chosen Assetmark as our research partner. We implement their research through carefully vetted investment strategists, each with a core focus, to build your portfolio. For certain accounts like 529 Plans or 401(K) plans, we utilize Mutual Fund and Insurance Companies as our Research and Solution provider. (Want to learn more? Click here for additional details.)|
|It is very important to understand how Custody of your assets works. This is the entity that actually holds the stocks, bonds and funds for your Portfolio. We primarily utilize the services of Assetmark Trust. We also use Pershing, LLC, a subsidiary of Bank of New York. The Advisor and the Investment Strategists with Assetmark direct the custodians as to which assets to buy, sell and hold and all other financial transactions needed on our Client accounts. (Want to learn more? Click here for additional details.)|
|Managing investments is a highly regulated industry. Whether fees or commissions, non-publicly traded or standard stocks and bonds, the rules and regulations are very complicated. For that reason, we have chosen to affiliate with Cambridge Investment Research, Inc. and Cambridge Investment Research Advisors, LLC (“Cambridge”) to “hang” our licenses and provide our compliance services. With Cambridge, there is also a structure in place that if we are unable to perform our work for our clients due to death or disability, a team of licensed and insured advisors step in immediately and seamlessly to assist our clients with their financial accounts for as long or short of time as needed. Please let us know if you would like more information on that structure. (Want to learn more? Click here for additional details.)|
Registered Representative. Securities offered through Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Investment Advisor Representative; Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Stephen A. Taylor Wealth Management are not affiliated. Cambridge does not offer legal advice.